QUESTION
If my original creditor sold my debt, is it still valid for my discharge?
Asked on Sep 12th, 2013 on Bankruptcy - California
More details to this question:
What if I don't know who they sold it to? Can I just list the original creditor and will it be located?
6 ANSWERS
Bankruptcy Attorney serving Florissant, MO
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Law Offices of Thomas Corcoran Phipps
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Yes. List the original creditor. That is all you can do.
Answered on Oct 31st, 2013 at 4:04 AM
If you list the original creditor in your bankruptcy filing, the discharge of this debt will apply to any subsequent owner of the debt.
Answered on Sep 12th, 2013 at 5:29 PM
Bankruptcy Attorney serving Livonia, MI
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Charles J. Schneider, P.C.
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Yes if it was in the first place.
Answered on Sep 12th, 2013 at 5:28 PM
2 Awards
The sale should be noted on your credit report. Just list everyone on the report and you should be good.
Answered on Sep 12th, 2013 at 5:28 PM
Bankruptcy Attorney serving Walnut Creek, CA
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Alan E. Ramos Law Offices
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If the debt was discharged in bankruptcy, it doesn't matter who owns it, it was discharged. If a debt buyer contacts you for debt that was discharged, inform them of the discharge (it helps to send them a letter with a copy of the discharge order, mailed certified return receipt requested). If they persist, you may have a claim against them for violation of the discharge injunction.
Answered on Sep 12th, 2013 at 5:28 PM
Personal Injury Attorney serving Glendale, CA
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JT Legal Group
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Best to use an attorney. If you don't feel like it's justifiable because you're broke, then settle for one of those $999 ones. Anything is better than nothing.
Answered on Sep 12th, 2013 at 5:27 PM