This question depends on so many variables. You will want to look up the bankruptcy documents filed to make sure you were not listed as a creditor, that the address just was incorrect or you missed a bankruptcy notice. You do not want to move forward if you were listed and notice just did not get to you for some purpose. If this is a Chapter 7 Bankruptcy and you were not listed, there is some case law that indicates you would still be discharged and unable to recover. If the case was an asset case where monies were paid to creditors, that changes things. Generally speaking, a creditor not listed is not discharged in bankruptcy. Be aware though, that you can be added to a bankruptcy through proper amendment and notice. Even after the case has closed. If the case is still open, still file a Proof of Claim to get paid something now.
Answered on May 01st, 2013 at 4:40 PM