If you file chapter 7 can you keep your house and car?

Most of the time in a Virginia bankruptcy you can keep your house and car.  If there is no equity in the car or house, then there should not be a problem.  Even there is equity, you may be able to protect it using the exemptions allowed by Virginia.  Even if you cannot exempt the equity, you may still be able to keep the car or house by filing a chapter 13.  In a chapter 13, you keep all of your property, but must go on a payment plan for some or all of your debts, depending on the circumstances.  I hope I answered your question.  If you are unsure, I would recommend scheduling a free initial consultation with a bankruptcy attorney.