if you filed in 2004 for a chapter 7 how long till you can file again?

You can file Chapter 7 again after 8 years have passed from the date your prior case was filed, assuming you received a discharge in your prior case.  If you did not receive a discharge in your prior case, there is no time limit on refiling.    You can file Chapter 13 (assuming you are otherwise eligible) after 4 years have passed. Mark J. Markus, Attorney at Law Handling exclusively bankruptcy law cases in California since 1991. http://www.bklaw.com/ Follow Me on Twitter:  @bklawr