if your filing for chapter 7 can u keep credit cards with no balance or do they have to be turned over

Whether or not you can retain credit privileges with a credit card company after filing a bankruptcy case is a decision to be made by each company.   Most will cancel your card, but it's not a requirement.  In any event, there is no "turning over" that occurs regardless. Mark J. Markus, Attorney at LawCertified Bankruptcy Law Specialist--State Bar of California Board of Legal SpecializationHandling exclusively bankruptcy law cases in California since 1991.http://www.bklaw.com/bankruptcy blog: http://www.bklaw.com/bankruptcy-blog/Follow Me on Twitter:  @bklawr