Ihave 50,000.00 in unsecured credit card debt, can I declare bankruptcy without involving my home?

Yes.  You must list the asset and the liability of your owned home when you file bankruptcy.  This is never a problem when you have no equity in the house.  If you have a second mortgage, we may be able to help you get a discharge as to part of that debt as well.  Call us for a free consultation.  540-349-3232  Ask to speak with one of our lawyers.  Let them know how you found us.