QUESTION
Is it a possibility that I can now add the loan payments to my current plan?
Asked on Mar 15th, 2013 on Bankruptcy - Arizona
More details to this question:
Received motion for relief on auto loan. I was making partial payments last 5 months. Due to work shortage, etc. I am currently in chapter 13. Is it a possibility that I can now add the loan payments to my current plan? (To be paid through Chapter 13. To assure the lender gets paid. I need the vehicle for work.
7 ANSWERS
Estate Planning Attorney serving Wilmington, DE
at
Reger Rizzo & Darnall, LLP
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You can ask the court to allow that.
Answered on Mar 18th, 2013 at 2:05 PM
2 Awards
No.
Answered on Mar 18th, 2013 at 2:05 PM
Bankruptcy Law Attorney serving Livingston, NJ
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Law Office of Stuart M. Nachbar, P.C.
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First, you should speak with your counsel, but yes, it is possible to roll post petition payments into a Chapter 13 Plan. Problem will be, that most Chapter 13 Trustees do not do monthly payouts, so you may incur late fees.
Answered on Mar 18th, 2013 at 2:05 PM
You need to bring a motion to do that
Answered on Mar 18th, 2013 at 2:04 PM
Glen Edward Ashman
If you filed a chapter 13 and left out your car, you committed perjury and need to amend. You also need a lawyer. Pro se Chapter 13s are always disasters.
Answered on Mar 17th, 2013 at 11:17 PM
Deborah F. Bowinski
If you have an attorney who assisted you in filing your chapter 13 case you should contact him immediately. You have a relatively short deadline within which to respond to the motion for relief from stay. Once the Leander's motion is granted they will be free to repossess the vehicle.
Answered on Mar 17th, 2013 at 11:17 PM
Bankruptcy Attorney serving Phoenix, AZ
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Law Office of D. L. Drain, P.A.
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I am confused - the law requires that the loan payment be made through the plan. You really need to talk to your bankruptcy attorney before moving forward.
Answered on Mar 17th, 2013 at 11:12 PM