I am trying to figure out what you mean by refuse my car. I think you mean refuse to release the title to or possession of the car. While the pawn shop cannot sue you to collect this debt, they can keep title to the car until you pay what you owe and they can even repo the car if they do not already have possession of the vehicle. Chapter 7 discharges your obligation to pay, but when you have a title loan, the car is also on the hook for paying this debt, and the car did not receive a chapter 7 discharge.
Answered on Aug 29th, 2016 at 3:55 AM