QUESTION
Is it okay to use this card if my bankruptcy chapter 7 is discharged but not closed?
Asked on Jul 13th, 2017 on Bankruptcy - Wisconsin
3 ANSWERS
Commercial & Bankruptcy Law Attorney serving Powell, OH
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Ronald K. Nims
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An authorized user means that you're using a card that's billed to someone else. For example, if I use my employer's card to buy lunch for a client, my employer is responsible for paying the bill not me. However, if you're using your spouse's card or a friend's card with the understanding that you'll pay for the charges, then you're incurring debt and that's prohibited.
Answered on Sep 29th, 2017 at 8:14 AM
It will be a "new" debt, and therefore you will be obligated (which I assume you expected).
Answered on Sep 26th, 2017 at 12:13 PM
Bankruptcy Attorney serving Madison, WI
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Richard B. Jacobson & Associates, LLC
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You might try, but you may find that the company has canceled your card.
Answered on Sep 26th, 2017 at 12:12 PM