QUESTION
Is my mortgage legal if I was forced to use the lenders attorney?
Asked on Nov 25th, 2013 on Foreclosures - California
More details to this question:
My mortgage was all done by post as I lived some distance away and I had to use their attorney.
2 ANSWERS
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In Nevada, it is unusual for a real estate broker to use an attorney in closing. Escrow companies are the norm.
Answered on Dec 05th, 2013 at 4:52 PM
Are you in California? In California attorneys are not necessary and usually are not used to obtain a mortgage. In any case, there is no reason your mortgage should be illegal just because the lender's attorney handled the details. Now if the lender or its attorney deceived you about the terms of the mortgage or otherwise committed fraud, you might be able to file suit to have it voided, if that's what you want to do.
Answered on Nov 27th, 2013 at 5:14 PM