QUESTION
Is there any such thing as a medical bankruptcy?
Asked on Jun 28th, 2011 on Bankruptcy - Indiana
More details to this question:
Is there any such thing as a medical bankruptcy? I got hit with 49+ Thousand in hospital bills and Filed a chapt 7 about 6 yrs ago with my divorce. I need to know if there are options to help me out because I can't even afford to eat let alone pay all of these hospital bills.
9 ANSWERS
Bankruptcy Attorney serving Concord, CA
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William Rubendall Attorney at Law
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You can file a chapter 7 if you have not had one in the past eight years. If less than 8 years has passed you are eligible for chapter 13. In a chapter 13 payment plan you may qualify for paying 70% of the medical bills.
Answered on Jun 30th, 2011 at 11:14 AM
Bankruptcy Chapter 7 Attorney serving San Diego, CA
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Law Office of Asaph Abrams
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On repeat filings: http://www.bankonitsd.com/Bankruptcy_FAQ_general_second.html
Answered on Jun 30th, 2011 at 10:05 AM
Spencer Hale
You can discharge medical debts in bankruptcy. Because you already filed a chapter 7 in the last 8 years, you cannot file another chapter 7 right now. You may want to look into filing a chapter 13.
Answered on Jun 29th, 2011 at 2:31 PM
Bankruptcy Attorney serving Hayward, CA
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Carballo Law Offices
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Yes, you can file a Chapter 13 case and make payments that you can afford in a plan according to your income. You are eligible for a Chapter 13 discharge upon completion of a plan which may be 36 months.
Answered on Jun 29th, 2011 at 10:12 AM
Glen Edward Ashman
No. You are ineligible for Chapter 7 until 8 years after the date of the previous filing. In some cases you might be able to file a Chapter 13 now. See a lawyer.
Answered on Jun 29th, 2011 at 9:55 AM
Medical bills can and should be included in any bankruptcy proceeding. However, you can only file a Chapter 7 bankruptcy once every 8 years. You may be eligible now to file a Chapter 13 bankruptcy. Please call me for a free consultation.
Answered on Jun 29th, 2011 at 9:46 AM
Bankruptcy Attorney serving Herndon, VA
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Maureen O'Malley
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You could file a Chapter 13, and make your payments reasonable while being able to live a reasonable life. It's too soon by 2 years to file another 7. You may be able to convert back to 7 from 13 later. Please bring this to a good lawyer. Medical collectors are very aggressive!
Answered on Jun 29th, 2011 at 8:56 AM
Chapter 13 Bankruptcy Attorney serving Beaverton, OR
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Law Offices of Alexzander C. J. Adams, PC
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You should be able to find relief under Chapter 13 of the bankruptcy. You cannot file another Chapter7 bankruptcy until 8 years after your file date, but you can file a Chapter 13 bankruptcy. It is a shame that some many people wind up in bankruptcy due to medical bills, but that is how it works for many.
Answered on Jun 29th, 2011 at 8:56 AM
There is no such thing as a "medical bankruptcy" in of itself but medical debt is dischargable through bankruptcy; you could file a Chapter 13 to get relief if it has been six years. You can only file a Chapter 7 once every eight years.
Answered on Jun 29th, 2011 at 8:56 AM