Without your taking additional steps, the creditor can keep up the garnishment, but nothing forces them to do so. You could call up their collections people and ask them to hold off. A bankruptcy stops the garnishment in its tracks and will usually discharge their claim, and almost all other debts. You might want to consider that step if you have a number of troublesome debts. (BTW, they could not get a garnishment unless they had already sued you first. Did they serve a complaint on you? Did you have an opportunity to respond? If they never served you, you could move to reopen the case.)
Answered on Aug 17th, 2016 at 11:49 AM