My husband and I are thinking about filing Bankruptcy. We have been told this is very expensive. Could you shed some light on just how expensive?

Fees for bankruptcy can vary widely depending on attorney, circumstances, and type of bankruptcy.  The Court fees for a chapter 7 are $335 and a chapter 13 is $310.  For a simple chapter 7, you should expect to pay $1,500 to $2,500 in Northern Virginia.  For a 13, you should expect to pay $5,000, but many attorneys will accept less up front and allow you to incorporate most, or all, of their fees into your bankruptcy repayment plan.  The most important thing is that your attorney is qualified, and that you are comfortable with him or her.  With a good attorney, the process can be fairly painless.  Also, most bankruptcy attorneys offer a free initial consultation.  Good luck.