My wages were recently garnished due to and outstanding credit card balance. Is there a way for me to have the garnishment removed ?

One way to have the garnishment removed from your paycheck would be to file for chapter 7 bankruptcy or a chapter 13 bankruptcy depending on your particular financial situation. Once a court has determined that you have the ability to pay a certain amount and they allow the credit card company to start garnishing your pay, the best course of action would be filing bankruptcy to remove the debt and any other outstanding credit card debt you may have. You may be able to fight this in court, but if you had the money from attorney you would also have the money to pay off the credit card, so I'm assuming that money is an issue and that being the case chapter 7 bankruptcy would most likely be the best method to help you with your particular situation. I have responded to your inquiry according to the laws of Massachusetts, where my firm is located. Laws can vary significantly from state to state and cases tend to be rather fact-specific, so you are best served by consulting with a knowledgeable attorney in weighing your options. Email messages/Online Correspondence are akin to conversations and do not reflect the level of analysis applied to formal legal opinions. Email/Online responses do not form an attorney-client relationship.    Joseph F. Botelho, Esq. BOTELHO LAW GROUP Attorneys At Law http://fallriverbankruptcyattorney.com/ 901 Eastern Ave.  Unit 2 Fall River, MA 02723  Office:  888-269-0688 FAX:    877-475-8147