My wife and I divorced then she filed bakrupcy. I kept the house but now the bank wont refinance, how do I get around this?

I don't think "removing" her from the mortgage is either the issue or the solution.  The key is how title to the property is held.  You say you "received" the house.  What exactly does that mean?  Was title transferred to you?  If so, when was the transfer recorded?  If it was within the statute of limitations periods for bringing a fraudulent transfer action under the laws of your state (usually four years from the date of transfer, but every state is different), then there could be a basis to undo the transfer.   I doubt, however, that is what the title company is concerned about.  This is an issue that is really more complicated than can be dealt with in an online forum.  You need to have a consultation with a bankruptcy attorney, and probably a real estate attorney in your area to unravel this.  There's not enough information to fully respond to your question.   Mark J. Markus, Attorney at LawCertified Bankruptcy Law Specialist--State Bar of California Board of Legal SpecializationHandling exclusively bankruptcy law cases in California since 1991.http://www.bklaw.com/bankruptcy blog: http://www.bklaw.com/bankruptcy-blog/Follow Me on Twitter:  @bklawr