Unless you signed some loan documents, the simple fact of being on someone's bank account does not make you liable to pay any of their debts. Your mother's debts are hers alone and simply because your name is on an account that she's been paying her bills with, doesn't mean that you're liable to pay her bills also. Simply tell the creditor to shut send you proof that you signed for the loan there trying to collect on, which they will not be able to do unless you actually did. The only way they can collect from you after she filed bankruptcy is if you cosigned a loan.
I have responded to your inquiry according to the laws of Massachusetts, where my firm is located. Laws can vary significantly from state to state and cases tend to be rather fact-specific, so you are best served by consulting with a knowledgeable attorney in weighing your options. Email messages/Online Correspondence are akin to conversations and do not reflect the level of analysis applied to formal legal opinions. Email/Online responses do not form an attorney-client relationship.
Joseph F. Botelho, Esq. BOTELHO LAW GROUP Attorneys At Law http://massachusettslawyeronline.com/ 901 Eastern Ave. Unit 2 Fall River, MA 02723 Office: 888-269-0688 FAX: 877-475-8147
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Answered on Nov 19th, 2014 at 11:45 AM