You do need an attorney. We are precluded from accepting cases in the manner you initiated. As such, the answer is YES: you need to defend the suit and negotiate a favorable outcome and with an attorney, this is more likely to result.
The suggestion is that, since foreclosure pracetice varies from county to county, a local attorney with foreclosure experience be consulted. Your local bar association is a good place to inquire for a referral. You can then "google" the name(s) given and review their sites as to experience, FAQs, and the like. An appointment can then be set with the attorney of your choosing; and you may also be able to speak with that attorney prior to your meeting.
Please be sure to note, in any conversation, that the matter has been filed and there is pending the Court date.
Answered on Aug 04th, 2017 at 9:00 AM