You can file a bankruptcy alone, you do not need to include him, you never lived together. Chapter 7 is available to you if you make under the median income of the state for your household, and it appears that if your parents are basically dependents, you could make probably around $55,000 per year and still file chapter 7. Consult with a local bankruptcy attorney. A reasonable fee is around $1500 and the filing fee is $306, plus you have to take a class before you file and a class after you file, and the cost of that is around $50.
Answered on Aug 01st, 2013 at 6:00 PM