Your name is still on the deed you have, but that does not mean you are still the owner of record. The usual procedure is that the property is offered at a foreclosure sale and the buyer receives and records a deed from the trustee. If no third party buys the property, the bank receives the trustee's deed and now owns the property. There could be dozens of deeds (including yours) in the chain of title, but only the latest one is effective. You should call a title company and ask them to prepare a title report for you. That is the only way you can know for sure who the current title holder (owner) is.
Answered on Apr 11th, 2013 at 11:59 AM