The answer depends on whether you lived in Schuyler County. If the answer is "no," then only the bill from the Schuyler county hospital was properly filed there. Note that improper venue as a basis for dismissal/ transfer is waived unless raised immediately. Filing in a county or district where the consumer neither resides (when suit is filed) or signed the contract sued upon is an FDCPA violation, entitling you to $1,000 plus any actual damages. If you are within 30 days, it is relatively easy to get a judgment vacated. If you were not served, it can be vacated at any time. Otherwise, you have 2 years and must show a defense and reasonable diligence.
Consumers can use this platform to pose legal questions to real lawyers and receive free insights.
Participating legal professionals get the opportunity to speak directly with people who may need their services, as well as enhance their standing in the Lawyers.com community.