Was serve Wage Garishment papers from Ford Motor Credit, how do deal with it?

One option is to file a bankruptcy case.   What steps have you taken to learn about your alternatives?  Have you had a consultation with a qualified bankruptcy attorney in your area?  That would be my first recommendation. Mark Markus has been practicing exclusively bankruptcy law in California since 1991.  He is a Certified Specialist in Bankruptcy Law by the State Bar of California Board of Legal Specialization,  AV-Rated by martindale.com, and A+ rated by the Better Business Bureau.