It may be time for a fresh start in the form of a new lawyer who has a fresh perspective. As you owe the bank 35k, I assume you have been struggling for a while and your old attorney has spent a lot of time helping you. It may not be that your attorney does not want to help as the attorney is simply worn out. You will have to give some of the 5k to the new attorney.
It also may just be that your attorney has done everything possible and there is no way to save the house if you do not pay by the 23d. He may not be responsive cause there is nothing he can do. You may want to be careful that the new attorney is likely to help you before giving a retainer.
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