There is nowhere near enough information on your case to advise you on what you should or should not do. If you don't already have an attorney (and there's virtually no way you can be successful in a Chapter 13 without one), you need to have a consultation with a bankruptcy attorney in your area who can advise you on your options.
Consumers can use this platform to pose legal questions to real lawyers and receive free insights.
Participating legal professionals get the opportunity to speak directly with people who may need their services, as well as enhance their standing in the Lawyers.com community.