QUESTION
What are my options after I called my bank to surrender my car but they won’t pick it up unless I sign a paper?
Asked on Feb 24th, 2016 on Bankruptcy - Oklahoma
More details to this question:
I explained to the bank that I am out of work due to health issues and my husband was paying but recently lost work so we are losing are him now. I wanted to voluntarily surrender the car but they won't pick it up until they mail a paper and I sign n mail back. I explained that I won't be at the address and they need to get car from address or landlord will tow. They said they would get me for abandonment. I am going to be homeless. I don't know where I will be. I just need them to get car. Is this legal?
1 ANSWER
Until you have at least one missed payment, they wouldn't have a right to pick up your car. that's why they want something in writing, not a phone call. Tell the bank when you are coming and request they have their paper ready. Arrange for a friend to follow you to the bank. Deliver the car you want to surrender, sign off and have your friend drive you away. If no friend is available, take a cab away from the bank. If your bank is in another city or state, that makes it harder. Maybe a friend or someone else you know can hold the car until the paperwork is in order.
Answered on Mar 30th, 2016 at 9:05 AM