What are my options so my credit score is not affected and this does not show up on my credit history?

Unless you are a minor, your bills cannot be included in their BK.

You might not need to worry (much). If your parents co-signed the student loans, the law requires them to list that on their Ch. 13 schedules. It should not affect your directly especially since the student loan obligations cannot be discharged in a bankruptcy unless you are so incapacitated that you cannot work at all. (This is only a slight overstatement.) If they refuse to tell you the name of their BR lawyer, call the Clerk of the Bankruptcy Court in the district where they have filed (usually the same as where they live). For a fee of $15 the clerk's office can get the file and tell you what's in it. If you are acquainted with a lawyer in your area who has the Federal Court Data Base (called PACER), he or she can make the search quite readily, and it will only cost ten cents per page. I hope this helps. Good Luck.

If your parents were co-signers or somehow believed they were responsible for payment of these debts, they have to include them in their filing. As long as you are paying timely, you will not be affected by their bankruptcy. Contact the creditor for the medical bill. If it was for treatment you received, you can make arrangements to pay it.

Get you credit report and check if any medical bills are on in. If so, pay them. On the student loan, they are not dischargeable in bankruptcy.