QUESTION
What can I do if I am being harassed on wage garnishment?
Asked on Oct 17th, 2011 on Bankruptcy - Minnesota
More details to this question:
My wages for unpaid taxes have been garnished since 2006. I am getting sick of the harassment and wage garnishment. I have been suffering too much. What can I do?
17 ANSWERS
Bankruptcy Attorney serving Livonia, MI
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Charles J. Schneider, P.C.
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File a bankruptcy.
Answered on Jul 03rd, 2013 at 2:10 AM
Bankruptcy Chapter 7 Attorney serving Boulder, CO
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Law Office of Paul Stuber
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You could attempt to work out another way of paying with the creditor or you might consider filing for bankruptcy. That would stop the garnishment.
Answered on Nov 16th, 2011 at 9:58 AM
Debtor's Rights Attorney serving Atlanta, GA
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Theodore N. Stapleton, P.C.
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You should file bankruptcy or negotiate a settlement.
Answered on Nov 09th, 2011 at 12:15 PM
Bankruptcy Attorney serving Hampton, VA
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Haven Law Group, P.C.
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Filing bankruptcy will certainly stop this harassment and wage garnishment. In fact, you may be able to retrieve a portion of the garnished wages.
Answered on Nov 04th, 2011 at 4:49 PM
Bankruptcy Attorney serving Concord, CA
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William Rubendall Attorney at Law
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If wages are being garnished for tax payments contact the taxing authority and make an arrangement.
Answered on Nov 04th, 2011 at 4:48 PM
Bankruptcy & Debt Attorney serving Longmont, CO
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William Edward Zurinskas
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Older income taxes may be dischargeable in bankruptcy and recent priority taxes may be paid back without interest in a chapter 13 plan.
Answered on Nov 04th, 2011 at 2:33 PM
3 Awards
Taxes are dischargeable in BK if they are from a year over 3 years ago, for which you filed a return over 2 years ago, which were assessed over 240 days ago. So, if you are being garnished for 2004, you filed a return for that year over two years ago, and the IRS hasnt reassessed that amount in the last 240 days, you can discharge them in Bankruptcy.
Answered on Nov 04th, 2011 at 2:28 PM
Family Law Attorney serving McDonough, GA
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South Atlanta Family Law
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Consult with a tax attorney who specializes in negotiating settlements with the IRS or state. You may also consider filing bankruptcy if the debt is a huge debt or you have other debt in addition to the tax debt. There are certain criteria that you must meet to qualify for tax debt discharge, so feel free to consult with a bankruptcy attorney if you want to consider that route.
Answered on Nov 04th, 2011 at 2:23 PM
Bankruptcy stops garnishment for nonpriority tax liabilites.
Answered on Nov 04th, 2011 at 2:11 PM
Glen Edward Ashman
You may be eligible for bankruptcy relief, so see a lawyer.
Answered on Nov 04th, 2011 at 11:29 AM
Bankruptcy Attorney serving Hayward, CA
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Carballo Law Offices
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You can probably discharge the tax debt from 2006 in bankruptcy and that will stop the garnishment. There are a number of requirements that must be met to discharge income taxes in bankruptcy but the most important ones are that the taxes are for a year more than three years ago and that you filed a tax return over two years ago and that you filed an honest return. You need to have a consultation with a bankruptcy attorney to see if bankruptcy is the best option for you.
Answered on Nov 04th, 2011 at 11:29 AM
Unfortunately, obligations for unpaid state and federal taxes are not dischargeable through bankruptcy. Generally, your only options would be to pay off your tax debt in full, or renegotiate a lower amount with the IRS. You should consult a tax attorney with experience negotiating tax debts.
Answered on Nov 04th, 2011 at 10:38 AM
Bankruptcy Attorney serving Myrtle Beach, SC
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Law Office of Margaret L. Evans, PC
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GARNISHMENT of wages in SC are not legal. However, if the home office of the company you work for is in Georgia, then the creditor CAN garnish wages from your paycheck. IN GENERAL - taxes are not dischargeable, but since they are so old, they MIGHT be dischargeable. It would depend on when they got filed and other factors.
Answered on Nov 04th, 2011 at 10:37 AM
Bankruptcy Attorney serving Seattle, WA
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Symmes Law Group, PLLC
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File for bankruptcy. Sounds like you may qualify for a chapter 7 bankruptcy.
Answered on Nov 04th, 2011 at 10:14 AM
Daniel James Wilson
If the back taxes were for income taxes they are probably dischargeable in a Ch 7. See a Bankruptcy lawyer who understands tax issues. To be dischargeable taxes must be 3 years old and returns filed on time.
Answered on Nov 04th, 2011 at 10:05 AM
It depends on what kind of taxes they are. If they are income taxes they are dischargeable in bankruptcy if they are more than 3 years old, returns filed for at least 2 years and there have been no additional assessments in the last 240 days. Trust fund type taxes (employee withholding) are never dischargeable. Assuming they are dischargeable, a bankruptcy would stop the garnishment also.
Answered on Nov 04th, 2011 at 9:25 AM
Chapter 13 Bankruptcy Attorney serving Bloomington, MN
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Gregory J. Wald
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Bankruptcy will stop the wages garnishment. The tax debt may be old enough to eliminate in bankruptcy.
Answered on Nov 04th, 2011 at 9:24 AM