The main issue is was the payday loan discharged in 2010? If not and it is a new debt, of course the lender can take you to court and garnishee your wages or bank account.
Double check your petition and make sure you listed the creditor. If you did, send a copy of your discharge order and petition to them and tell them if they continue to attempt to collect the debt you will seek sanctions against them. If they continue, file a motion in bankruptcy court.
I am assuming here that the loan was pre-filing and listed on the paperwork. If so you should have your attorney contact them and tell them to stop bothering you or they will be subject to sanction by the bankruptcy court and/or legal action on your part. These payday loan places are often very aggressive in ignoring the bankruptcy discharge.
You should make sure they were listed and notified of the bk. If they proceed, then they have violated the post-discharge injunction. A good bankruptcy lawyer can fix that for you.
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