QUESTION
What can I do if I can't pay judgment due to hardship?
Asked on Jun 01st, 2013 on Bankruptcy - Florida
More details to this question:
I've been looking for a job for 9 months with no luck. My bad credit delays getting jobs. I have a judgement of 7,000 owing. Undue stress has caused severe depression, anxiety and loss of hope in obtaining a well paying career.
13 ANSWERS
Bankruptcy Attorney serving Livonia, MI
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Charles J. Schneider, P.C.
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You contact a bankruptcy attorney and discuss your options.
Answered on Jun 04th, 2013 at 2:54 AM
Chapter 7 Bankruptcy Attorney serving Appleton, WI
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Sisson & Kachinsky Law Offices
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Explain your situation and perhaps the creditor may work something out with you.
Answered on Jun 04th, 2013 at 2:53 AM
Bankruptcy Attorney serving Phoenix, AZ
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Law Office of D. L. Drain, P.A.
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Consider filing for bankruptcy, but only when the time is ripe.
Answered on Jun 04th, 2013 at 2:53 AM
bankruptcy Attorney serving Paul, ID
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Paul N. J. Ross Law, PLLC
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It appears bankruptcy might be your only real option. But even it costs money. Visit with an attorney to see if the judgment is such a nature that it can be resolved and removed in bankruptcy.
Answered on Jun 04th, 2013 at 2:53 AM
Bankruptcy Attorney serving Huntington Beach, CA
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Stuart A. McKenzie Attorney at Law
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A judgment and its underlying debt can be dealt with in a bankruptcy. If you do not choose bankruptcy you should file a claim of exemption in the event the creditor commences enforcement action by attaching your wages or bank account. In a hardship situation the court can reduce the amount of an attachment.
Answered on Jun 04th, 2013 at 2:52 AM
Your situation is exactly why bankruptcy exists.
Answered on Jun 04th, 2013 at 2:52 AM
Bankruptcy Law Attorney serving Livingston, NJ
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Law Office of Stuart M. Nachbar, P.C.
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You could seek counsel from a bankruptcy attorney and see if filing will help you.
Answered on Jun 04th, 2013 at 2:52 AM
Chapter 13 Bankruptcy Attorney serving Bloomington, MN
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Gregory J. Wald
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You could make a settlement offer if you have the funds, or you could file for bankruptcy protection and eliminate the judgment (assuming that it is the type of debt that can be discharged in bankruptcy.)
Answered on Jun 04th, 2013 at 2:51 AM
Personal Injury Attorney serving Glendale, CA
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JT Legal Group
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What kind of advice are you looking for? You owe someone, either ignore the bills until you get a job at which time you can either pay them or settle with them. If you can't handle the stress of the calls etc, then you can file for bankruptcy. There isn't really another way.
Answered on Jun 04th, 2013 at 2:51 AM
Benjamin Echols
There may be another way, but I suggest you talk with An experienced Bankruptcy lawyer about a chapter 7 bankruptcy.
Answered on Jun 04th, 2013 at 2:50 AM
Antoinette M. Wooten
Can you make installments? I would contact the company and request a payment plan.
Answered on Jun 04th, 2013 at 2:50 AM
Appellate Attorney serving Grosse Pointe Farms, MI
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Musilli Brennan Associates, PLLC
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Seek a payment program from the Court which you can keep via post-judgment motion, and then get moving and stop making excuses. Get a job, any job, and go forward from there. You will feel much better if you are doing something other than feeling sorry for the image in the mirror. You got yourself into this, are responsible and have to get on with dealing with what you caused.
Answered on Jun 04th, 2013 at 2:50 AM
Milton Toro Marquez
It seems a Chapter 7 Bankruptcy may help you get back on your feet and relieve the stress of debt. Contact our office to discuss this matter further.
Answered on Jun 04th, 2013 at 2:49 AM