What can I do if I filed for bankruptcy last year and I need my car refinanced?

Since you recently filed a bankruptcy, it is unlikely that you'll get a good deal on a refinancing.

Sure would help to know what Chapter of bankruptcy you filed. if Chapter 7, you only need to find a lender willing to provide financing. if Chapter 13, you will need both a lender and trustee or court approval to borrow.

You have not stated with your you filed under Chapter 7 or Chapter 13 or another chapter entirely. Assuming that you filed under Chapter 7, you still could probably get a car loan, but for the first two years you'll probably have to pay a higher interest rate. After two years of regular payments, it's usually possible to refinance the claim down to a more reasonable interest rate Good luck.