If the debt was listed in your chapter 7, they in violation of the injunctive nature of 11 usc 362 and the discharge and you should go to your lawyer asap.
Talk to your bankruptcy attorney. The lender should not have the right to sue if this debt was listed in the bankruptcy and it was not determined by the court to be non-dischargeable. But, your attorney can explain the details. My best to you.
If it is a prepetition debt that was discharged, (1) any orders entered in an effort to collect the debt are void, (2) the creditor and its attorney are violating the discharge injunction and damages may be awarded by the bankruptcy court, (3) the attorney and any other debt collector involved are violating the Fair Debt Collection Practices Act. You should consult an attorney promptly.
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