QUESTION
What can I do if the house I live in is now on sheriff's sale?
Asked on Apr 08th, 2014 on Foreclosures - Nevada
More details to this question:
I filed bankruptcy in 2010. I never reaffirmed the house. I continued to live in the house and have made payments. I am recently divorced. Now the house has gone up for sale in a sheriffs sale because I fell behind. The house is on my credit as a foreclosure now. We have not owned this house or had any obligations since August 2010 when bankruptcy was discharged.
2 ANSWERS
You have two choices. Either you short sell it or start packing.
Answered on Apr 10th, 2014 at 7:13 AM
Your bankruptcy lawyer should send a copy of the discharge to the foreclosing bank and demand that it remove it from your credit record. You should also contact the three major credit bureaus and dispute the foreclosure if it shows up on your credit report.
Answered on Apr 10th, 2014 at 7:07 AM