QUESTION
What can I do so that the collection agency can display that the car was in fact surrendered?
Asked on Mar 09th, 2016 on Bankruptcy - Michigan
More details to this question:
I was discharged from my bankruptcy on 02/29/2016. My bankruptcy documents state that I am reaffirming my vehicle. Yet, I never signed the reaffirmation agreement. I understand that I am not liable for the balance through my Chapter 7 bankruptcy since the reaffirmation agreement was not signed. I have surrendered the vehicle but now my new finance company is giving me trouble because collection agency shows that I reaffirmed the car (which I did not).
5 ANSWERS
Update the Statement of Intention, before your case is closed out.
Answered on Apr 11th, 2016 at 8:02 AM
It is not clear what your issue really is. Is the collection agency still contacting you to collect? Or are you worried about the information on your credit report? In either case, you should amend your statement of intention on your bankruptcy if your case is still open.
Answered on Apr 11th, 2016 at 8:02 AM
Real Estate Attorney serving Florence, KY
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Linda S. Novakov & Associates, PLLC
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Bankruptcy records are available through the Court's Pacer system. Have your finance company pull up the docket for your case to see that there is no reaffirmation agreement of record in the case.
Answered on Apr 11th, 2016 at 8:01 AM
Appellate Attorney serving Grosse Pointe Farms, MI
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Musilli Brennan Associates, PLLC
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You, or an attorney you hire, will have to provide the documentation to have the record corrected.
Answered on Apr 08th, 2016 at 9:34 AM
Commercial & Bankruptcy Law Attorney serving Powell, OH
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Ronald K. Nims
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Collection agency? Since when do collection agencies spread info on credit events? Contact them and tell them to stop spreading lies about you.
Answered on Apr 08th, 2016 at 9:34 AM