More details to this question:
I forgot to take the course in personal financial management after filing bankruptcy. Now my case has been closed. I got papers in the mail about garnishment.
14 ANSWERS
Bankruptcy Attorney serving Phoenix, AZ
at
Law Office of D. L. Drain, P.A.
Update Your Profile
You need to take the course and pay to reopen your bankruptcy case. Hopefully it is not too late. Otherwise you may need to file another bankruptcy, but that has its own problems.
Answered on Feb 15th, 2013 at 6:16 AM
Bankruptcy Law Attorney serving Austin, TX
at
Law Office of Susan G. Taylor
Update Your Profile
Did you have a lawyer? Perhaps you can reopen your case in order to take the financial management. Or re-file a new case. But you'll have TWO chapter 7 bankruptcies on your credit report.
Answered on Feb 15th, 2013 at 6:15 AM
William Rhymer
From your question it appears that you were in a bankruptcy case but you did not get a discharge because you didn't take your last counseling course. Depending on how long that case has been closed you maybe able to reopen it.
Answered on Feb 13th, 2013 at 7:05 PM
File a motion to reopen the case. Take the course. When the motion is granted, file the certificate.
Answered on Feb 13th, 2013 at 3:02 PM
Bankruptcy Attorney serving Seattle, WA
at
The Law Office of Marc S. Stern
Update Your Profile
Move to reopen. File the certificate. You will need to pay a new filing fee.
Answered on Feb 13th, 2013 at 6:39 AM
Take the financial management class and apply to reopen your bankruptcy case in order to file the certificate showing that you completed the class. The fee to the court to reopen your case is $260 but this is one of those lessons you have had to learn the hard way.
Answered on Feb 13th, 2013 at 6:34 AM
Based on the information provided, it seems that all you would need to do is reopen the bankruptcy and take the second financial management course. Once this happens, you will send the information?about the bankruptcy reopened to the company trying to garnish your wages to stop them from doing so.
Answered on Feb 13th, 2013 at 6:33 AM
Richard hirsh
You can take the course and reopen your bankruptcy. Then you will get a discharge and the garnishment will stop. I assume that not too much time has passed since the case closed.
Answered on Feb 13th, 2013 at 12:42 AM
Bankruptcy Attorney serving Overland Park, KS
at
Wellman Law LLC
Update Your Profile
In the District of Kansas you can pay the Court's Reopen fee of $260 and file a Motion to Reopen your case and file the appropriate certificate(s). If you have an attorney, which it sounds like would be helpful, they would likely charge attorneys fees for this, but ensure that it is done correctly.
Answered on Feb 12th, 2013 at 11:52 AM
Estate Planning Attorney serving Wilmington, DE
at
Reger Rizzo & Darnall, LLP
Update Your Profile
You can try to file motion to reopen and take the course.
Answered on Feb 12th, 2013 at 11:52 AM
You need to reopen and file the course.
Answered on Feb 12th, 2013 at 11:52 AM
Bankruptcy Attorney serving Dallas, TX
at
Polk & Associates
Update Your Profile
It's possible to have a closed case re-opened and the FMC certificate filed. There are some specific motions to file and a filing fee to pay.
Answered on Feb 12th, 2013 at 11:50 AM
Chapter 13 Bankruptcy Attorney serving Winston-Salem, NC
at
Love and Dillenbeck Law
Update Your Profile
You need to take the financial management court, filed a motion to reopen the case and and hope that the judge allows you to file the certificate now. If not, you need to refile and start all over again.
Answered on Feb 12th, 2013 at 11:50 AM
Bankruptcy Attorney serving Livonia, MI
at
Charles J. Schneider, P.C.
Update Your Profile
Reopen the case and file your personal financial management certificate.
Answered on Feb 12th, 2013 at 11:50 AM