what can I do.to prevent from losing my personal assets in chp 7 bankrupcy?

Yes, you can convert to a Chapter 13 any time and protect your assets, assuming you are eligible for Chapter 13 and can propose a feasible repayment plan, and your case has not been previously converted. Chapter 13 has debt limitations of $360,475 for unsecured debt and $1,081,400 for secured debt. You would have to propose a plan that repays over time at least as much as your creditors would get in a Chapter 7 case. There are other requirements for chapter 13 as well which you should discuss with an experienced bankruptcy attorney in your area. Mark Markus has been practicing exclusively bankruptcy law in California since 1991.  He is a Certified Specialist in Bankruptcy Law by the State Bar of California Board of Legal Specialization,  AV-Rated by martindale.com, and A+ rated by the Better Business Bureau.