What do I do if a collection agency didn't respond to debt validation demand within 30 days?

All the references to the 30 day period in the debt validation section of the FDCPA refer to the amount of time you have to demand debt validation. The collection agency has as long as they want to respond, but must cease all other contact and collection activity until they send you validation. What is required for debt validation for FDCPA purposesis vague in the statutes and most courts have held a low standard for this. For FDCPA purposes, courts have held to a low standard and only require that the identifying information is correct and there is an amount owed. Some also require a showing of at least some payment history. The FDCPA does not require contracts or signatures. However, some states have stricter requirements for the time to respond and proof required for validation. I know Utah does not have any additional requirements. Also note that because a collection agency has enough information to validate a debt does not mean that it is enough if they sue you and you respond to the lawsuit. Then a contract will probably be required. If you think that your rights under the FDCPA have been violated or are being sued for a debt you don't owe, then you should seek the advice of an attorney.