What do I do if I have listed to give my vehicle but it is still sitting in my driveway?

The fact that you listed your intention to "surrender" does not alter the fact that you are still the titled owner of the vehicle, which carries with it some good and bad. As the owner you can still use the vehicle, providing that you keep it insured, with the auto lender's name listed on the policy as loss payee. However, if it is just sitting in the driveway, with the plates off and not being used by anyone, this can sometimes cause a problem with your local municipality, who may view it as an eyesore and issue you a ticket. Unfortunately, I know of no way to force an irresponsible finance company to repo the vehicle in a timely manner. If you still really want the vehicle but cannot afford the payments, since it seems that the lender does not have any great interest in it, maybe you can offer them a nominal, lump sum payment in exchange for them providing you with a release of lien. Try asking, all they can do is say "no". In any event, keep after them via regular telephonic and written communications, as I am sure that this last piece of the puzzle is preventing from being able to truly put the bankruptcy experience behind you.