They can continue to try to collect, but of course one can not collect what is not there. Do you receive any exempt income? Any non-exempt income like help from friends and family. Never keep exempt and non-exempt income in the same place. Always spend up the non-exempt income first on your necessities. If it can be found in an account, it can be grabbed. Better still, if someone gives you funds for the water bill, for example, ask them to please pay the bill direct, where the funds are never in your name and are a dedicated gift. If you are in OK, you are welcome to contact me, or any other counsel of your choosing for additional information.
Answered on Nov 20th, 2013 at 11:28 AM