QUESTION
What happens if my bank did not let me get a modification on my mortgage?
Asked on Mar 11th, 2012 on Foreclosures - New York
More details to this question:
The bank that has a second mortgage on my house would not give us a chance to try to get a modification and charged it off. What happens now?
1 ANSWER
Litigation Attorney serving Pearl River, NY
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Law Office of Bijal Jani
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Generally, if you continue to be in default, the second mortgage holding bank can seek to have a deficiency judgment against you, which would then be filed against the property.
Answered on Mar 13th, 2012 at 8:39 AM