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my discharge for chapter 7,was 4 year ago I don't have the reaffirmation agreement, I need it to do refinance my home, what I need to do?
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Bankruptcy Attorney serving Burbank, CA
Partner at
Law Office of Mark J. Markus
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You do not need to do a reaffirmation agreement to refinance your home. If a lender is telling you that, find a new lender. In any event, you cannot reaffirm a debt after your discharge. But perhaps more importantly, there is no reason or requirement to reaffirm a mortgage debt in California.
Answered on Aug 05th, 2016 at 9:25 AM