If they cannot prove they had your signature on a contract, then it is three years from the date of last payment made or charge incurred. If they have you signature on a document that can be construed as a contract for services, it is a ten year prescriptive period. Prescription is the amount of time they have to sue on a claim, and can be extended or "tolled" under certain situations.
Answered on Jan 14th, 2015 at 7:24 PM