Well, my first question would be, if you want to continue paying "your monthly obligations" why would you want to file a bankruptcy? That having been asked, you can voluntarily repay any debt you want after you file any bankruptcy case. Chapter 13 is a typical chapter where some repayment is made on debts, depending on your budget and assets.
There are pros and cons for filing any bankruptcy chapter, and different eligibility requirements for each. There's no way to determine what is best for you without first having a comprehensive consultation with a qualified bankruptcy attorney in your area.
Mark Markus has been practicing exclusively bankruptcy law in California since 1991. He is a Certified Specialist in Bankruptcy Law by the State Bar of California Board of Legal Specialization, AV-Rated by martindale.com, and A+ rated by the Better Business Bureau.
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