QUESTION
What will happen if I walk away for my home after chapter 9 and I didn't reaffirm my loan in NC?
Asked on Jul 23rd, 2013 on Bankruptcy - North Carolina
More details to this question:
How will it show up on my credit report since it’s not on my credit reports now? House and bankruptcy was in my name only. Can my husband get a new home loan or will this affect his credit?
1 ANSWER
Chapter 13 Bankruptcy Attorney serving Winston-Salem, NC
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Love and Dillenbeck Law
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I assume you mean Chapter 7 as a Chapter 9 is only for cities and government units. If you filed a Chapter 7 and did not reaffirm your mortgage, the foreclosure and any missed payment should not show up on your credit report.
Answered on Jul 24th, 2013 at 10:03 AM