I hear this question all the time. I have never seen someone who is going to file bankruptcy but does not have the money to pay need to file bankruptcy. If you are so broke, you have no assets to lose to creditor collection attempts. If you are afraid you will lose something, filing bankruptcy will not keep you from losing property in most situations. Get your income situation under control. Find the new job you need or get training so you can make enough money to live on. Bankruptcy is about starting over. If you are not making enough money to pay an attorney, you are not ready to start over. Contact an attorney to discuss with the attorney what you might lose if you do not file bankruptcy. You will find out that in most cases you will lose nothing if you do not file at this time.
Answered on Mar 21st, 2013 at 9:53 AM