Will bankruptcy null all of my judgments? How?

Yes. The judgments will become uncollectable. If you own a home, make sure there are no judgment liens on the home. If there are, you can have the judgment liens removed in the BK process. Meet with an experienced BK lawyer to discuss your options.

In Wisconsin, after a court discharges you from the debts underlying the judgments, you can apply to the courts in which the judgments are docketed to 'satisfy' the judgments, so that they are no longer a lien against your property. Find an experienced bankruptcy lawyer to advise and represent you: it can make these matters move much more smoothly. Good Luck.

A bankruptcy will discharge all you ordinary consumer debt. It will not change the fact that judgments have been obtained against you, although it WILL relieve you of the obligation to pay the underlying debts. If you own real estate or other property with value it is possible that transcripts of judgments have been recorded in order to create liens against your assets. If that is the case, they can usually be voided through bankruptcy but not without separate motions being filed with the court. The best advice is to consult with a bankruptcy lawyer and hire counsel to guide you through the bankruptcy process. Good luck!

Bankruptcy does not null judgments, it discharges debts. A discharge is only an order saying that you personally don't have to pay debts. If the judgment is related to a criminal matter, the creditor may be able to prevent you from eliminating the judgment through a bankruptcy. And if the judgment became a lien on property you own, such as real estate or a vehicle, you may or may not be eligible to remove this lien through bankruptcy via a special proceeding within the bankruptcy. I would need a lot more information to properly assess your situation.

Bankruptcy will discharge (forgive) most debts.

Yes, bankruptcy will erase all of this sort of debt.

A bankruptcy discharge will indeed dispose of most judgments, rendering them uncollectible. There are some exceptions, such as judgments stemming from non-dischargeable debts, such as student loans, or domestic support obligations. However, most debts, such as those stemming from credit cards, deficiencies owed on auto loans, and medical debts will be discharged whether the debts have been reduced to a judgment or not. Any creditor that attempts to collect in any way on debts that have been discharged in bankruptcy even if they have a judgment from a state or Federal Court is in violation of a Federal Court order and will be in contempt of the order and subject to sanctions. Moreover, the Massachusetts Consumer Protection Act bars the attempted collection of debts where no right to collect exists. Accordingly, a creditor attempting to collect a discharged debt is in violation of Massachusetts law, leaving the violating creditor potentially open to payment of up to triple the plaintiff's (i.e., the Debtor's) actual damages and the plaintiff's attorneys fees.

All the problems you've described will be discharged by a bankruptcy. That means you no longer owe these debts and the creditors are not allowed to harass you about them.

Is impossible to tell from the information which you have given. Prior to the time to file any bankruptcy you should consult with a bankruptcy practitioner to make sure it is your best option.