Will I b able to buy a house if I file for bankruptcy

We offer a credit repair information package to our clients who file bankruptcy that allows them to get their credit score over 700 within two years after filing bankruptcy. After you file bankruptcy and reestablish your credit and have a job with a good payment history, you certainly will be able to purchase a house after bankruptcy. The question of if you should file bankruptcy or should you make deals to pay them off as a little difficult for me to understand, as you say you're unemployed. If you want to make a deal with the bank to pay off a debt, you will need to have a substantial amount to pay them. No bank is can make a deal that is going to enter into a payment plans with you, this is what a credit card is an obviously you weren't able to make those payments, so to think that they are going to enter into that arrangement again is simply wishful thinking. If you do want to cut a deal with the bank. You need to have the money you're going to offer them at that time to get a good deal. I have responded to your inquiry according to the laws of Massachusetts, where my firm is located. Laws can vary significantly from state to state and cases tend to be rather fact-specific, so you are best served by consulting with a knowledgeable attorney in weighing your options. Email messages/Online Correspondence are akin to conversations and do not reflect the level of analysis applied to formal legal opinions. Email/Online responses do not form an attorney-client relationship.    Joseph F. Botelho, Esq. BOTELHO LAW GROUP Attorneys At Law http://fallriverbankruptcyattorney.com/ 901 Eastern Ave.  Unit 2 Fall River, MA 02723  Office:  888-269-0688 FAX:    877-475-8147