I''''m 22 years old and my dad was asking about my credit card which he has no control or any
authorization to use. He owns a Chevrolet dealer and threatened to pull my credit report. I
have this conversation in a text message conversation.
If he follows through and actually pulls my credit report without my permission, can I file a lawsuit against him and what would he be charged with and what would the penalty be?
Assuming you were to file such a lawsuit and win, you would be entitled to a monetary award equal to your actual damages, if any (which would be zero), punitive damages (but only if you have actual damages), plus attorneys' fees and a statutory damage amount of up to $1,000 if the violation is found to be willful.
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