If you are asking about a personal filing, then no you cannot file now. If you are looking at filing for your business, it depends on several issues, such as whether you are incorporated.
You should consult a local bankruptcy attorney. Most bankruptcy attorneys offer a free initial consultations to determine if bankruptcy is appropriate.
This is not intended to be legal advice, and is general in its nature. No attorney-client relationship exists or is formed by this information. Furthermore, this does not represent the views or opinions of LexisNexis or its affiliated companies.
Answered on Dec 20th, 2012 at 2:13 PM