Someone has house loan under my name which I haven't co-signed on and that property is foreclosed now which is affecting my credit.

Something is suspicious about these facts. You let a property in yoru name be foreclosed without acting for a loan you didn't take. Clearly it's not a bank since they would have insisted on a preliminary title report verifying their lien. Your only preoccupation seems to be your credit, not the loss of your property. Finally, you don't actually ask a question.