how can I sue for ptsd and emotional trauma?

So a child who was sexually assaulted can institute a legal claim against the homeowner and hold the adult responsible who knew or should've known of the sexual assault on the child, and therefore the action would be grounded in negligence. Insurance companies will cover The negligent party adult who knew or should've known of this conduct but failed to take action to stop it. You can always pursue a claim against the perpetrator but homeowners insurance will only cover negligence and not intentional conduct. Most insurance policies have what's called resident relative exclusions, meaning that if the child was visiting the household where the sexual assault occurred, then the insurance company will cover the claim, but if the child actually lived in the residence, then the resident relative exclusion will bar recovery on the child's claim. Any proceeds that are recovered will be placed in a child's annuity and distributed when the child reaches the age of majority. I have done several of these claims, and the language in the homeowners insurance policies will be dispositive of whether the claim can be successful. Feel free to call me to discuss your case 407-581-2581