Is there a statue of limitations for a payday loan

I believe 99% of all payday loans are scams being perpetrated by con-artists from outside of this country.  Its a numbers game.  They harass everyone and they do not follow any laws.  There is no real way to get them to stop except to show them you will not be scammed and tell them to have you served. If you tell them to sue you and that you have no intention of paying them, they may leave you alone...or not.  Your other option is to change all of your infomation and freeze your credit.  DON'T EVER DO A PAY DAY LOAN.